State Loan Repayment Program

The North Carolina State Loan Repayment Program helps mental health professionals provide primary and psychiatric care to people in rural and underserved areas. Our services help identify opportunities that match your personal and professional needs. These opportunities are located in a variety of practice settings including Federal Community Health Centers, State-Sponsored Rural Health Centers and County Health Departments.

Loan Repayment

  • Offers up to $50,000.00 for a 2 year service commitment in a team-based setting that provides access to comprehensive behavioral health services to rural communities with a Health Professional Shortage Area score of 15 or above; i.e., an integrated primary/behavioral health care setting

Qualifying disciplines

  • Physician Assistant in Mental and Behavioral Health (PA)
  • Nurse Practitioner/ Psychiatric and Mental Health Nurse Practitioner (NP/ PMHNP)
  • Psychiatrist (MD/DO)
  • Licensed Clinical Addiction Specialist (LCAS)
  • Licensed Clinical Social Worker (LCSW)
  • Licensed Professional Counselor (LPC)
  • Marriage and Family Therapist (MFT)
  • Psychiatric Nurse Specialist (PNS)
  • Health Service Psychologist (HSP)

Qualifying Sites (Primary Care Setting)

  • Free and Charitable Clinics
  • School-Based Healthcare Programs
  • Critical Access Behavioral Health Agencies (CABHA)
  • State Mental Health Hospitals
  • Alcohol and Drug Abuse Treatment Centers (ADATCs)
  • Federally Qualified Health Centers (FQHCs)
    • Community Health Centers (CHCs)
    • Migrant Health Centers
  • FQHC Look-A-Likes
  • Rural Health Clinics
  • Community Mental Health Facilities
  • Critical Access Hospitals
  • Health Department Clinics
  • State Designated Rural Health Centers
  • Community Outpatient Facilities
  • State and County Health Department Clinics
  • Indian Health Service Facilities, Tribally-Operated 638 Health Programs, and Urban Indian Health Programs (ITU)
  • Non-Profit Private Practices (Solo or Group)

Tax Liability

  • Not taxable

Service commitment

  • Minimum 2-year service commitment

Part-Time Service

  • Part-time behavioral health providers must work a minimum of 20 hours/week, for a minimum of 45 weeks/service year. At least 16 hours/week are spent providing patient care at the approved service site(s); of which no more than 4 hours/week may be spent in a teaching capacity. The remaining 4 hours/week are spent providing patient care at the approved site(s), and as an extension of care at other approved sites(s),or performing clinical-related administrative activities

Application Requirements

  • US citizen (US born or naturalized), US national, or Lawful Permanent Resident
  • Provider must be fully licensed to practice in North Carolina. Provisionally licensed providers are not eligible
  • Currently working, applying to, or accepted to work at an eligible site that is located in a federally designated Health Professional Shortage Area (HPSA) with a HPSA score of 15 or above
  • Provider must demonstrate current unpaid government or commercial loans for school tuition, reasonable education expenses and reasonable living expenses, segregated from all other debts (that is, not consolidated with non-educational loans). All loan repayment statements will be verified
  • Provider cannot be actively fulfilling a service obligation with another incentive program while receiving state loan repayment (SLRP)
  • Providers working in sites that are eligible for the National Health Service Corp (NHSC) Loan Repayment Program must have applied and been denied prior to applying for SLRP. Documentation of NHSC denial will be required with application submission.  If provider is not working in a NHSC certified site, denial documentation is not required to apply.
  • Provider must be currently working at an eligible team-based integrated site that is in a federally designated Health Professional Shortage Area (HPSA)with a minimum score of 15
  • Providers working at multiple sites are eligible to apply
  • Only applications submitted using the online application will be considered


Maya Sanders

Clint Cresawn
Phone: 919-527-6496

Karen Gliarmis
Phone: 919-527-6452