State Loan Repayment Program

The North Carolina State Loan Repayment Program helps mental health professionals provide primary and psychiatric care to people in rural and underserved areas. Our services help identify opportunities that match your personal and professional needs. These opportunities are located in a variety of practice settings including Federal Community Health Centers, State-Sponsored Rural Health Centers and County Health Departments.

Loan Repayment

  • Offers up to $30,000.00 for a 2 year service agreement to work in a Primary Care setting

Qualifying disciplines

  • Licensed Clinical Social Worker (LCSW)
  • Licensed Professional Counselor (LPC)
  • Marriage and Family Therapist (MFT)
  • Psychiatric Nurse Specialist (PNS)
  • Health Service Psychologist (HSP)

Qualifying Sites (Primary Care Setting)

  • Federally Qualified Health Centers (FQHCs)
    • Community Health Centers (CHCs)
    • Migrant Health Centers
  • FQHC Look-A-Likes
  • Rural Health Clinics
  • Community Mental Health Facilities
  • Critical Access Hospitals
  • Health Department Clinics

Tax Liability

  • Not taxable

Service commitment

  • Minimum 2-year service commitment

Part-Time Service

  • Program participants are eligible for the part-time service option that is available through the National Health Service Corps.

Application Requirements

  • US citizen (US born or naturalized), US national, or Lawful Permanent Resident
  • Licensed to practice in the state where they will work (where work will occur)
  • Currently working, applying to, or accepted to work at an eligible site that is located in a federally designated Health Professional Shortage Area (HPSA)
  • Unpaid government or commercial loans for school tuition, reasonable education expenses and reasonable living expenses, segregated from all other debts (that is, not consolidated with non-educational loans)


Maya Sanders

Clint Cresawn
Phone: 919-527-6496

Karen Gliarmis
Phone: 919-527-6452